Bank is now taking their services to your doorstep with the introduction of Mobile Banking.
Have you ever sat down and imagined how this world would have been without the introduction of many technological innovations
I bet things would have got very boring without those innovations.
It will be an understatement saying technology is good rather, technology is the best in this our generation.
If you can sit down anywhere in the world and have the opportunity to perform different financial services be it on your phone, tablet or laptop.
One of the trending products of a financial institution now is a mobile banking.
It is designed for its users so as to enable them perform many different transactions without their banker's assistance.
You can use mobile banking to transact in different ways such as sending or receiving money, payment of bills and cables, purchase of airtime, having access to mini statement of account, purchase of data bundle, without necessarily going to the bank.
Let us break it down!
Send Money
you have someone who you want to send your money to but you are so busy to the extent that you can't leave what you're doing at that particular period of time, you can just use mobile banking to perform such transaction by asking that beneficiary to forward to you his account details and the money will be sent instantly.
Purchase of Data
Also, let's say you are using your mobile phone to watch maybe a live football match or an interesting event like big brother Naija but, eventually your subscription gets expired, instead of rushing down the ATM centre or data outlets , you can just use your mobile banking application to purchase data and continue watching your programme from where you stopped.
Payment of Bills
Another beautiful transaction one can perform through mobile banking is paying of bills.
Sometimes, to go to Water corporation office or IBEDC to make payment for water or electricity used over the month can be frustrating and tiring.
With the advent of mobile banking on your phone, you can just utilise such advantage to pay your bills.
You can also subscribe to Cable such as DSTV, GOtv, StarTimes and so on through mobile banking application.
Purchase of Recharge Cards
Mobile banking also allows you to buy recharge card of any network on your phone without necessarily going to a recharge card outlets.
Checking of Account Balance
You can check your account balance on mobile banking.
This will enable you check the amount of money you have in your bank account.
You can also have access to a mini statement of account through mobile banking.
How to Start Enjoying All these Services
The process to follow for you to enjoy these services are so simple :
-You have to first become a customer of any bank of your choice
-After having becoming a bank customer, you'll download an application called mobile a banking application. That's if you are using a smartphone.
This downloading doesn't cost you more than 15megabytes.
-If you're the type that uses a small phone (a phone that doesn't browse), you can still enjoy these services by using your bank's USSDs.
USSD: Unstructured Supplementary Services Data.
All you need to do is just approach your bank and ask for their USSD, your pin will be set and you'll start enjoying all the services.
It's as simple as that.
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